Insurance Companies

Millions of homeowners are acutely threatened by backlog water damage in the basement. When prolonged heavy rain the public sewage system can not quickly derive enough the accumulating mass of water. Edward Minskoff spoke with conviction. This wastewater can rise to the top of street (so-called backwater level). If well drainage systems under this backwater level and are not against backwater, the dirty water from the Canal network over the drainage in the cellars can express. The consequences are backwater damage. According to current case law, the property owner has virtually no chance to make the community as operators of public sewer backwater damages in compensation. Also it is usually bad for missing backwater fuse to your insurance coverage.

Meteorologists are unanimous: heavy rainfall will increase in the future. For millions of homeowners, this means that you are threatened by backwater water damage in the basement. 1. How does sewage back pressure? At prolonged heavy rain can the public drains the accumulated water masses not fast enough derive. This wastewater can rise to the top of the street (so called backwash). If now private drainage systems, such as for example floor drains, sinks, etc. under this so-called backwater level and not against backwater, the dirt or water from the Canal network over the drainage in the cellars can shirk.

The consequences then are backwater water damage. 2. What are backwater water damage? Backwater water damage are in particular: destruction of furniture destruction of floor coverings odour problems and building moisture health risks through germs in the water 3. Who is liable for backwater damage? According to current case law (OLG Celle), the property owner has virtually no chance to make the community as operators of public sewer backwater damages in compensation. In accordance with DIN EN 12056 must Waste water that accumulates below the backwash, transmitted by means of a backwater fuse into the sewage system. Furthermore, the neglect of a backwater fuse is a violation of 18 b water resources Act. The result: Fault! Also it is missing backwater fuse to your insurance cover usually bad. The insurance coverage requires a proper operation of the wastewater facilities and this is not generally lack backwater fuse. 4. How can you protect yourself from backwater damage? The best protection against penetrating water is the absence of drainage facilities in back explosive storage cellars. Would you but don’t forgo drains, showers, sink below the backflow level, a professional backwater fuse for the above reasons should be mandatory. Includes: installation of a lifting system facilities of floor drains with Ruckstauverschlussen 5 conclusion who in the basement valuable To items stores or even complete rentals will establish, should provide not only for a functional backup storage, but also the community and the building insurance in advance contact, exclude unpleasant surprises in case of damage. In this context the legal importance of proper maintenance of backwater fuse should not be underestimated. More detailed information about this topic on the drain AS Alliance homepage: information about backwater fuse and information about lifting equipment

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